Seasonal Working Capital 2021 < COMPLETE ● >

She opened her laptop and built a spreadsheet she should have built years ago. She mapped out her cash conversion cycle: the days between paying for inputs (April) and collecting from buyers (August). That gap—122 days—was her enemy. Every day of that gap cost her money.

Elara wiped the condensation from the inside of her truck’s windshield and stared at the six empty acres of her family’s orchard. The cherry trees stood like skeletons, their branches clawing at a pale March sky. To anyone else, it looked dead. To Elara, it looked like a ticking clock. seasonal working capital

"Yes."